The 3-7-3 rule refers to lender response times:
- 3 days to provide loan disclosures.
- 7 days to lock the rate.
- 3 days before closing to review final documents.
What is the 3-7-3 rule for a mortgage?
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About the Author: Ratiranjan Singha
I’m the founder of MortgageRatesChecker, where I create mortgage and loan calculators along with practical financial guides to help users compare rates, estimate payments, and make informed borrowing decisions. Content is provided for informational and educational purposes only and should not be considered financial advice.